Ripple (XRP) – A prediction for 2022

- 4 minute read

Kevin van der Linden
Digital Marketeer
Kevin van der Linden

The end of 2021 is approaching and in the crypto market this often means that something is about to happen. In our forecasts for Ethereum, Cardano and Uniswap, we have already looked at the future of these coins. Today, we take a look at the Ripple forecast for 2022. Ripple is facing an exciting year in which the court ruling may be decisive for the course to be taken in 2022 and beyond.

ripple forecast 2022

Table of Contents

  1. What is Ripple?
  2. Technical aspects of Ripple (XRP)
  3. Ripple Price Chart
  4. Ripple Price History
  5. Ripple Roadmap 2022
  6. Ripple, what to expect in 2022?
  7. Ripple forecast 2023 – 2025
  8. Is 2022 a good time to buy XRP?

What is Ripple?

A misconception that people often make is that when they think of Ripple, they immediately think of the cryptocurrency XRP. However, the XRP coin and the Ripple company, technology and ecosystem are not entirely synonymous. Ripple does use the XRP coin for various applications within its ecosystem.

The Ripple company focuses on improving global payments. Under the umbrella of the Ripple brand are several branches and solutions - RippleNet, the XRP Ledger, the XRP coin and RippleX.


RippleNet is a global network that financial institutions can use to transfer money faster, with more transparency and at lower cost through a unified system, unlike the divided traditional ecosystem that banks have historically worked with.

XRP Ledger

The XRP Ledger is an open-source blockchain on which the XRP coin runs. XRP is the original asset of the XRP Ledger. The XRP Ledger and the XRP coin run independently of the Ripple company, although Ripple uses both for different solutions.

Ripple X

RippleX serves as a platform that promotes blockchain-based solutions that interested parties can use for their various value transfer-based use cases.

Technical aspects of Ripple (XRP)

Ripple can complete transactions within 3 to 5 seconds on the XRP Ledger. Compared to Bitcoin, this is extremely fast as transactions on the Bitcoin blockchain can take up to 10 minutes. This is because the Proof of Work consensus is slower (and more energy consuming) than Ripple's consensus.

RRipple has very authoritative node validators. Node validators are those who check whether a transaction is legally valid or not. Ripple validators include banks, individuals, private payment providers and cryptocurrency exchanges. The XRP ledger also has a system that prevents double spending. This prevents users from spending the same amount of XRP twice, as the system detects the double transaction and deletes the subsequent data.

Ripple price chart

Cryptocurrency Prices by Coinlib

Ripple Price History

Looking at the price of XRP, you can see that it peaked during the bull run of 2017/2018. Indeed. Bitcoin received global (media) attention from 2017, which caused a large group of new investors to enter the crypto industry. The money of the new investors flowed into altcoins. Ripple was one of the altcoins that rose the fastest in terms of value, as they were already a strong cryptocurrency at the time with a strong project behind it.

After the bull run of 2017, the price of XRP plummeted tremendously. At one point, its value had fallen by more than 97% from its all-time high. Meanwhile, a new era has begun in the crypto world and XRP has experienced the necessary price developments. In order to put these price developments into perspective, we have compiled a price list of the highs and lows of recent years.

  • XRP price 2015: Lowest - € 0,0037 / Highest - € 0,0094
  • XRP price 2016: Lowest - €0.00404/ Highest - €0.02444
  • XRP price 2017: Lowest - € 0.003 / Highest - € 2.474
  • XRP price 2018: Lowest - € 0.245 / Highest - € 3.317
  • XRP price 2019: Lowest - € 0.193 / Highest - € 0.505
  • XRP price 2020: Lowest - €0.11 / Highest - €0.79
  • XRP price 2021: (untill now): Lowest - € 0.20 / Highest - € 1.96

Ripple Roadmap 2022

It is known that Ripple will launch a number of major projects in 2022, such as the Ripple Liquidity Hub. Despite these projects, the price of XRP is highly dependent on the outcome of the lawsuit with the United States Securities and Exchange Commission.

SEC lawsuit

The lawsuit between Ripple and the Securities and Exchange Commission (SEC) is one of the biggest lawsuits today in the crypto industry. The SEC, founded in 1934, is the US regulator of various (securities) exchanges.

In 2020, the SEC sued Ripple for selling unlicensed securities in the form of XRP tokens since 2013. Ripple objected to this because they do not consider XRP to be securities. The SEC then said that Ripple had been able to find out through research that XRP tokens are indeed securities.

This soap has caused the value of XRP to tumble several times. A court ruling is expected in 2022. If Ripple wins the case, there is a good chance that this will have a positive effect on the value of XRP. If the SEC wins the case, this could have disastrous consequences for Ripple and the value of XRP, as fewer people are expected to trust the company.

Ripple Liquidity Hub

Outside of the lawsuits, Ripple is also developing and expanding its services. During 2022, Ripple will launch their Liquidity Hub service. This service will allow companies to easily and efficiently acquire digital assets from the crypto market.

Customers will be able to trade from a selection of cryptocurrencies, including Bitcoin, Ethereum, Litecoin, Ethereum Classic, Bitcoin Cash and XRP. Ripple hopes to offer other digital assets such as NFTs in the future.

Ripple, what to expect in 2022?

In terms of price predictions for 2022, few prominent figures in the crypto industry have yet ventured forth. But what can we expect from Ripple in 2022? Fortunately, there are a number of professional forecasting agencies that have made price predictions for XRP.

TradingBeasts is optimistic about the price of XRP. Their forecast for 2022 is that Ripple will reach a value of $1.62, which would mean a doubling of its value compared to today. Wallet Investor goes even further. Their expectation for XRP in 2022 is that the coin will cost a minimum of $2.00 and a maximum of $2.50. Changelly is even more optimistic. They see great potential in Ripple and therefore expect the price in 2022 to break the old all-time high from 2018. The final price would be around $3.84 according to them.

Take price predictions from such agencies with a grain of salt. The agencies can only estimate a price. They do this based on x-number of factors and data. The actual price of XRP cannot be predicted.

Throughout 2022, there will be plenty of price forecasts for XRP. We will take a look at the most realistic ones and those made by prominent figures in the crypto industry by then. For now, the price of Ripple depends on the bull cycle we are in and the court ruling on the SEC case. If the court case is won, people will regain confidence in Ripple and this will most likely have a positive effect on the value of XRP in 2022.

Ripple forecast 2023 – 2025

Making long-term forecasts remains very challenging in the cryptocurrency industry. Due to the many price fluctuations, the price projection of Ripple in the coming years is difficult to predict. The price of Ripple over the next few years is highly dependent on a number of factors.

  1. Do they win the lawsuit with the SEC;
  2. Do they develop their product further and faster than their competitors;
  3. How does the crypto market move as a whole;
  4. How does the world economy move as a whole.

Each of these factors can have a very strong influence on the price.

Analysts expect the price of XRP to rise steadily in the coming years. Despite high volatility, the price of XRP will exceed €3.20 by 2023. By 2024, analysts expect the price of XRP to rise to a record high of €4.00.

Regarding the price of Ripple in 2025 you will hear different noises. There are analysts who expect that the price will become more stable and that the price increase will therefore be moderate. Other analysts are more optimistic and expect that XRP in 2025 may go towards €9, with support of €3.50. The latter prediction is true, according to analysts, if all of the above factors fall in the right direction for Ripple.

Is 2022 a good time to buy XRP?

There is no way of telling for sure when it is a good time to buy XRP. At the time of writing, the price of XRP is below $0.70. According to analysts, it would be a good time to buy, because they expect the price to be much higher than this. However, we may be in a bear market, and these have proven to be able to last for several years during which prices fall dramatically. Therefore, a lower price for XRP is not unthinkable. However, this only links the price expectation of XRP to crypto market factor.

Looking at the intrinsic value of XRP, the coin is doing well, compared to other crypto currencies. The coin has low transaction fees and is scalable in terms of payments, with transactions occurring every three to five seconds. XRP therefore represents an enormous value according to experts.

In addition, the lawsuit between Ripple and the SEC seems to be falling in the right direction for Ripple. The outcome of the case is not guaranteed yet, but it is one to keep an eye on.

Want to know more about Ripple?

Have a look on our Ripple overview page.