On January 10, 2024, regulators in the United States approved Spot Bitcoin ETFs, triggering a significant capital inflow and marking the start of a new bull market. The potential launch of a long-anticipated Ripple ETF also appears to positively influence price expectations for 2025. Last year, Ripple secured several legal victories against the U.S. Securities and Exchange Commission (SEC), although one case against Ripple Labs was still ongoing. In March 2025, the SEC dropped that final lawsuit, bringing greater clarity to Ripple’s future. The expected arrival of a crypto-friendly Trump administration and the submitted Ripple ETF applications have pushed Ripple’s price upward in recent months. However, Trump’s unpredictable behavior is currently putting downward pressure on the market. What do analysts expect for the rest of 2025?

The price performane of Ripple price performance depends on:

✔️ The impact of Ripple's victory in the lawsuit against the SEC;

✔️ How the crypto market moves as a whole, is there a bull market or bear market;

✔️ How the global economy is moving as a whole.

Table of Contents

1. Ripple prediction 2025
2. Ripple (XRP) long-term price prediction
3. Ripple (XRP) price
4. What is Ripple? 
5. Technical aspects of Ripple (XRP) 
6. Ripple Price History
7. SEC vs XRP Lawsuit
8. What developments can influence the XRP price?
9. Want to follow the latest Ripple news?
10. Is 2024 a good time to buy XRP?
11. Can Ripple become 1,000 euros?
12. Will XRP rise?
13. Realistic predictions
14. Other price predictions

Ripple prediction 2025

What are Ripple's short-term price prediction? At the end of 2025, a maximum XRP rate of € 6,34 expected by DigitalCoinPrice . That is an increase of as much as 115% in the short term. Making prediction remains risky in the crypto community. Making a Ripple price prediction is therefore very difficult. The price of Ripple over the next few years is highly dependent on a number of factors:

• The impact of the (partially) won lawsuit against the SEC;
• Possible easing of oversight on the crypto market in the US is favorable for Ripple.
• Do they continue to develop their services;
• The adoption of XRP by financial institutions;
• The adoption of the Spot Bitcoin ETF;
• A possible endorsement of a spot Ripple ETF;

Spot Bitcoin ETFs were approved on Jan. 10, 2024. This development creates a large capital inflow for investors in the United States. In addition, it also creates positive sentiment about the crypto market in general as the regulator in America makes this development. Thus, there is evidence that crypto is a safe investment opportunity for investors.

There were already rumors of a possible Ripple ETF in November 2023, but now, according to Steven McClurg (founder of Valkyrie), there would be a Ripple ETF rather than an Ethereum ETF.

But there are some other things to consider as well. The U.S. Securities and Exchange Commission (SEC) has had a dispute with Ripple for years. The SEC claimed that XRP is actually a security. So far, Ripple has won a partial victory in this legal battle. But the main round of the Ripple lawsuit is scheduled for April 2024.

Should a Ripple ETF ever come in the future, it would likely have a positive impact on the XRP price, as a large amount of capital becomes available for XRP and more and more investors want to invest in Ripple.

In November 2023, announced Ripple a partnership to with Onafriq, among others. This will allow Ripple's blockchain technology to be used for international transactions and open new payment routes in Africa, Australia, the United Kingdom, and GCC countries. This will increase the adoption of Ripple's technology and make XRP increasingly used as a borderless payment method. This increased adoption may put positive pressure on the demand for XRP, which may increase its price.

In addition, the approval by the Dubai Financial Services Authority (DFSA) to trade XRP at the Dubai International Financial Center (DIFC) plays a positive role. In this way, Ripple is gaining investor confidence, which may lead to increasing demand for XRP, potentially pushing the XRP price up.

Ripple's cryptocurrency XRP currently seems to be benefiting greatly from all the good news. For example, the XRP price has also shown positive numbers in recent weeks.

Ripple (XRP) long-term price prediction

If you are considering a long-term investment in Ripple (XRP), it is wise to look at experts' long-term Ripple prediction. Below you will find the minimum, average, and highest annual price predictions for Ripple. In general, these predictions are positive. However, it is important to note that forecasts are not guarantees and should be approached with some caution.

Ripple Price Prediction 2025

What can we expect from Ripple (XRP) in 2025? According to the latest forecasts, XRP could see a minimum price of €1.89 ( -11.7% ), an average of €4.51 ( +110.7% ), and a maximum of €4.68 ( +118.7% ). This outlook keeps Ripple in the spotlight for investors looking to capitalize on long-term crypto growth and utility-driven tokens.

Ripple Price Prediction 2026

2026 continues to show strong promise for XRP. The projected floor is €4.60 , representing a gain of +115.0% , while the average target stands at €5.16 ( +141.1% ) and the potential high hits €5.48 ( +156.1% ). These figures reinforce Ripple’s upward trend as real-world adoption and institutional interest deepen.

Ripple Price Prediction 2027

The momentum for Ripple could accelerate in 2027. Analysts forecast a minimum price of €6.32 ( +195.3% ), an average value of €7.20 ( +236.4% ), and a top estimate of €7.72 ( +260.7% ). XRP is poised to benefit from broader fintech integration and evolving blockchain use cases.

Ripple Price Prediction 2028

XRP is expected to maintain its bullish trajectory into 2028. Predictions suggest a minimum of €8.25 ( +285.0% ), a mean price of €9.36 ( +337.4% ), and a peak at €9.80 ( +358.9% ). This sustained growth could see Ripple evolve into a widely trusted and integrated asset in the Web3 economy.

Ripple Price Prediction 2029

Interestingly, 2029 projections remain identical to the previous year. With a floor of €8.25 ( +285.0% ), a midpoint at €9.36 ( +337.4% ), and a ceiling of €9.80 ( +358.9% ), analysts suggest a period of price consolidation while XRP reinforces its long-term value.

Ripple Price Prediction 2030

Looking to 2030, XRP’s long-term prospects appear robust. Forecasts estimate a low of €10.18 ( +375.7% ), an average of €11.23 ( +424.3% ), and a maximum of €11.67 ( +445.3% ). As Ripple further embeds itself into global digital payment infrastructure, its role as a foundational crypto asset becomes more tangible.

Date: 23 May 2025

Ripple (XRP) price

What is Ripple? 

Ripple, better known as XRP, is a cryptocurrency and digital payment network built on top of distributed ledger technology. It enables instant transactions with low transaction costs between two parties without the need for a centralized third party. Ripple was founded in 2011 by former Bitcoin developer Jed McCaleb and venture capitalist Chris Larsen. Since then, it has grown into one of the largest cryptocurrencies in the world, with a market capitalization of more than $35 billion. It is used by banks, payment providers and digital exchanges to send money across borders quickly and cheaply. Ripple's technology allows users to make fast international payments at low cost and with guaranteed privacy. It has become one of the most popular forms of digital currency because of its scalability speed and security. Ripple's low transaction costs make it attractive to users who want to move money quickly and cheaply across borders. Its distributed ledger technology also makes it a secure platform for transactions, as there is no single point of failure. As the world continues to move toward the use of digital payments and currencies, Ripple will become an increasingly important part of the global financial system.

The Ripple company focuses on improving the global payments system. Several branches and solutions exist under the Ripple brand umbrella - RippleNet, the XRP Ledger, XRP-coin and RippleX.

RippleNet 

RippleNet is a global network that financial institutions can use to transfer money faster, with more transparency and at lower cost through a unified system, unlike the distributed traditional ecosystem that banks have historically worked with. 

XRP Ledger 

The XRP Ledger is an open-source blockchain on which the XRP coin runs. XRP is the original asset of the XRP Ledger. The XRP Ledger and the XRP coin run independently of the Ripple company, although Ripple uses both for different solutions.

RippleX 

RippleX serves as a platform that promotes blockchain-based solutions that interested parties can use for their various value transfer-based use cases.

Technical aspects of Ripple (XRP) 

Ripple can complete transactions within 3 to 5 seconds on the XRP Ledger. Compared to Bitcoin, this is extremely fast as transactions on the Bitcoin blockchain can take up to 10 minutes. This is because the Proof of Work consensus is slower (and more energy consuming) than Ripple's consensus.

Ripple has very authoritative node validators. Node validators are those who check whether a transaction is legally valid or not. Ripple validators include banks, individuals, private payment providers and cryptocurrency exchanges. The XRP ledger also has a system that prevents double spending. This prevents users from spending the same amount of XRP twice, as the system detects the double transaction and deletes the subsequent data.

Ripple Price History

Ripple's price history is an important indicator of how the cryptocurrency has evolved over time. Ripple (XRP) was launched in 2012 and since then its value has fluctuated widely. Looking at the price of XRP , you can see that the cryptocurrency peaked during the bull run of 2017/2018. Indeed, Bitcoin received worldwide (media) attention starting in 2017, which caused a large group of new investors to join the crypto industry. The new investors' money flowed into altcoins. Ripple was one of the altcoins that rose the hardest in terms of value, because at the time they were already a stable cryptocurrency with a strong project behind it. In January 2018, the price of Ripple reached a record high of €3.31 per XRP. After the bull run of 2017, the price of XRP plummeted dramatically. At one point, the value had fallen more than 97% from its all-time high to €0.11.

As with all cryptocurrencies, Ripple's value is subject to market forces and there are no guarantees of future performance. However, a look at Ripple's price history indicates that it has weathered some major market declines and has shown signs of increasing stability in recent months. This could represent an opportunity for investors looking to capitalize on Ripple's potential growth as a cryptocurrency. By following Ripple's price history, investors can get an idea of the likely direction of value and make informed decisions about which cryptocurrencies to buy. In addition, understanding Ripple's past performance can provide an indication of how it will react to future market changes. With this information, investors can identify profitable trading opportunities and ensure that their investments are well placed. To put these price movements in perspective, we have a price overview for you of the highs and lows of recent years.

• XRP price 2015:  Lowest - € 0,0037 / Highest - € 0,0094
• XRP price 2016:  Lowest - €0.00404/ Highest - €0.02444
• XRP price 2017:  Lowest - € 0.003 / Highest - € 2.474
• XRP price 2018:  Lowest - € 0.245 / Highest - € 3.317
• XRP price 2019:  Lowest - € 0.193 / Highest - € 0.505
• XRP price 2020:  Lowest - €0.11 / Highest - €0.79
• XRP price 2021:  Lowest - € 0.20 / Highest - € 1.64
• XRP price 2022:  Lowest - € 0.30 / Highest - € 0.89
• XRP price 2023: Lowest - €0.31 / Highest - €0.75

SEC vs XRP Lawsuit

The lawsuit between Ripple and the Securities and Exchange Commission (SEC) is one of the largest lawsuits today in the crypto industry. The SEC, founded in 1934, is the U.S. regulator of various (securities) exchanges.

In 2020, the SEC sued Ripple for selling unlicensed securities in the form of XRP tokens since 2013. Ripple objected to this because they do not consider XRP to be securities. The SEC subsequently said that Ripple had been able to find out through research that XRP tokens are indeed securities.

This soap opera has already sent the value of XRP plummeting several times. A court ruling is expected in 2023. Should the penny drop on Ripple's side, there is a good chance that this will have a positive effect on the value of XRP. Should the SEC win the case, this could have disastrous consequences for Ripple and the value of XRP, as fewer people are expected to trust the company. The outcome is also important for the rest of the crypto market. Not only has Ripple been sued, but coins like Polygon and Cardano are also facing the same charges. In short, the SEC is beating around the bush under the leadership of Gary Gensler, who openly shows he hates cryptocurrencies.

Ripple asks for internal information from the SEC

The soap opera between Ripple has been going on for some time. Meanwhile, the SEC, has recognized Bitcoin and Ethereum as cryptocurrencies and that has prompted Ripple, to file a motion. In the motion, they ask for internal information from the SEC about Ethereum. Ripple would like to know why Ethereum has been recognized as a cryptocurrency in the past. The court granted the motion and asked the SEC to hand over the information. The SEC disagreed and filed its own motion in April 2021, seeking that Ripple's motion still be denied.

Analisa Torres concluded that the SEC was only out to delay the process and, for the time being, indicated that the SEC should provide the requested information. The moment it was announced that the SEC's motion was rejected , XRP's price rose 15% to $0.84 per XRP within hours.

The Hinman files are disclosed

On June 13, 2023 , the time had come. The Hinman files were made public on that day, after Ripple CEO Brad Garlinghouse indicated on May 25 that the lawsuit would end within weeks. What was in the Hinman files? The documents show internal communications between former SEC Director William Hinman and his colleagues, in which they discuss the draft text of his speech. Hinman's speech, delivered in 2018, indicated that the SEC "sees no need to regulate Ethereum as a security," meaning Ethereum would not be treated as a security under U.S. securities laws.

On June 13, 2023, the time had come. The Hinman files were made public on that day, after Ripple CEO Brad Garlinghouse indicated on May 25 that the lawsuit would end within weeks. What was in the Hinman files? The documents show internal communications between former SEC Director William Hinman and his colleagues, in which they discuss the draft text of his speech. Hinman's speech, delivered in 2018, indicated that the SEC "sees no need to regulate Ethereum as a security," meaning Ethereum would not be treated as a security under U.S. securities laws.

These rulings are significant because the classification of cryptocurrencies as securities under U.S. law has significant legal and regulatory implications. Ripple has long argued that XRP is not a security, and the Hinman documents may strengthen their case by showing that the SEC has been internally inconsistent in its classification of cryptocurrencies.

Ripple's main argument is that Hinmans statements on Ethereum suggest that the SEC recognizes that cryptocurrencies that are sufficiently decentralized and where there is no reasonable expectation of profit from the efforts of others should not be considered securities. Ripple claims that XRP meets these criteria and therefore should not be regulated as a security. The documents show that Hinman sought internal advice on his speech, including input from then-SEC Chairman Jay Clayton, which may undermine the SEC's credibility in its dispute with Ripple.

However, the Hinman documents also raise new questions and highlight the need for clearer regulation of cryptocurrencies. Some argue that U.S. securities laws are outdated and inappropriate for regulating the rapidly evolving world of cryptocurrencies. Paul Grewal, Chief Legal Officer of Coinbase, points to a "regulatory gap" and calls for new legislation specifically tailored to cryptocurrencies. The documents show that members of the SEC have been aware of this gap and that the SEC's regulatory approach can be inconsistent and confusing.

All in all, the Hinman documents have sparked discussion about the classification and regulation of cryptocurrencies.

Ripple wins lawsuit against SEC

Ripple triumphs in the crucial lawsuit against the U.S. Securities and Exchange Commission (SEC). The protracted legal dispute revolved around whether XRP, Ripple's cryptocurrency, should be considered a security. The SEC accused Ripple of this classification, but the recent ruling fell in Ripple's favor. According to the judge, XRP does not meet the criteria of a security as established by U.S. law. The ruling applies specifically to trading on exchanges between retail investors, where XRP is not considered a security. As a result, XRP has lost its status as a security, and this has a direct impact not only on Ripple, but also on the broader crypto market, which is now trending upward.

SEC doesn't give in

The SEC remains a major headache for the crypto sector. Among others, Ripple can't shake off the organization. After Ripple prevailed in the lawsuit in mid-July, the securities watchdog is now appealing . The SEC is resolute and wants to continue classifying XRP as a security. In response, Ripple could once again appeal against the SEC's request.

What developments can influence the XRP price?

Ripple continues to evolve and has grand plans. These plans could have an impact on the XRP price in the future.

Ripple Liquidity Hub

Outside of the lawsuits, Ripple is also developing and expanding its services. During 2022, Ripple will launch their Liquidity Hub service. This service will allow companies to easily and efficiently acquire digital assets from the crypto market.

Customers will be able to trade from a selection of cryptocurrencies, including  Bitcoin , Ethereum, Litecoin, Ethereum Classic, Bitcoin Cash and XRP. Ripple hopes to offer other digital assets such as NFTs in the future.

NFTs on the Ripple network

The Ripple community was in unanimous agreement. More than 91% of voters want to bring NFTs to the Ripple network. Voting began on 17 October 2022 and lasted for a fortnight. With this, Ripple follows in the footsteps of other major blockchains such as Solana , Avalanche, Polygon and, of course, Ethereum.

On October 31, it was official. NFTs are accepted on Ripple's network. Through an application called XLS-20, NFTs are integrated. Just a year earlier, another $250.- million fund was set up to invest in NFT innovation. This enabled NFTs on the platform a year later.

To date, the introduction has had little impact on the XRP price. This is primarily due to the sentiment surrounding the NFT market at the moment. If the NFT market picks up again, it is likely to have a positive effect on Ripple NFTs, which could in turn lead to a positive response in the XRP price

Ripple's CBDC Platform

The development of CBDCs by central banks and governments is in full swing. Among them, the European Central Bank (ECB) is actively engaged in the development of a CBDC, known as the 'digital euro.' This digital euro is intended to replace cash in the long term and become the currency of the future. Ripple has also taken notice of this development and is responding by developing its own CBDC platform. On their website , it states: "Ripple's Central Bank Digital Currency (CBDC) platform aims to serve as a platform for creating, managing, trading, and destroying stablecoins and CBDCs, and it has the potential to promote the adoption of XRP."

Want to follow the latest Ripple news?

On our news page, we share the latest Ripple news , but also share news about Bitcoin, Ethereum and the rest of the crypto market.

Is 2024 a good time to buy XRP?

You can never tell for sure when it's a good time to buy XRP or how much Ripple will be worth. At the time of writing, Ripple price is just above €0.50. According to analysts, it would be a good time to buy because in their Ripple price prediction, they expect the price to be many times higher than this price.

Looking at the intrinsic value of XRP the coin is doing well compared to other crypto currencies. The coin has low transaction fees and is scalable in terms of transaction capabilities, with transactions occurring every three to five seconds. XRP thus represents tremendous value, according to experts.

Finally, Ripple's success during the lawsuit against the SEC has left a good impact and will most likely continue that course into the future. The victory gives hope to many other lawsuits that the SEC has filed, thus other projects now have more hope of winning their own lawsuits from the SEC as well. This is also one of the reasons the entire crypto market has seen a positive upside in July 2023. Ripple's victory is just the beginning.

Can Ripple become 1,000 euros?

It seems very unlikely that the Ripple exchange rate will reach the €1,000 mark in the future. Currently, the value of Ripple is €0.60 per XRP, which is down from its peak of €0.72 in July 2023.

In addition, price history and market analysis show no realistic scenario in which Ripple could cross the €1000 mark. The highest price value Ripple has ever reached was $3.84, which is only €3.52 per XRP. To reach €1000, Ripple would have to increase in value hundreds of times.

This also increases the market capitalization. The market capitalization is calculated by multiplying the amount of circulating XRP tokens by the current price. Based on the market capitalization, one can somewhat estimate the growth potential. Should Ripple reach the maximum supply of 100 billion XRP tokens and become worth 1,000 euros per XRP, the market capitalization would be 100 trillion euros. That is almost 125 times larger than Bitcoin's market capitalization in early 2024.

In short, the probability that Ripple will break the €1000 barrier in the future is extremely small and unrealistic. The facts and market analysis clearly point to an unlikely rise in the Ripple price in the future.

Will XRP rise?

It is possible that the price of Ripple (XRP) will rise in the next three to four months, said founder Thomas Kralow, the hedge fund manager at Kralow Capital in an interview . Of course, the victory of the lawsuit against the SEC has a big impact on this. Thus, the SEC is going to appeal, but adherents believe, on the contrary, that this will strengthen Ripple's victory . Should Ripple also win this lawsuit, it is not guaranteed that the price of Ripple will rise, but it is possible. If these factors turn out to be positive, the price of XRP could indeed go up significantly. However, it is still important to consider the risks of investing in cryptocurrencies, given their volatility.

Realistic predictions

The content on this page, including all cryptocurrency price predictions, is provided solely for informational purposes and is not intended as financial or investment advice. Cryptocurrency markets exhibit cyclical patterns characterized by bull runs, where optimism and substantial investments can lead to significant price increases, and bear markets, where prices of even the most stable cryptocurrencies might plummet by 80-90%. While analysts and firms like DigitalCoinPrice may project continual market growth driven by persistent optimism and investment, the cryptocurrency landscape is inherently volatile and can change abruptly. Investors should not solely rely on the notion of uninterrupted growth but should also be aware of potential risks and market volatility. Predictions are therefore only made for projects with a substantial historical presence to ensure a more informed analysis. Always conduct your own research before making any investment decisions. Past performance is not indicative of future results.

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